Flexible Payments FAQs

1. What are Klarna and Clearpay?
They are secure payment services that allow you to spread the cost of your photography session over several weeks or months. Instead of paying 100% upfront, you can choose a plan that fits your monthly budget.
2. How do the payment plans work?
- Clearpay: Splits your total into 4 equal payments made every 2 weeks. You pay the first 25% on the day you book.

- Klarna: Typically offers "Pay in 3" (3 equal payments 30 days apart) or "Pay in 30 Days" (nothing to pay today; the full balance is due in one month).
3. Is there any interest or extra cost?
No. As long as you make your payments on time, there is 0% interest and no hidden fees. We cover the transaction costs so you can enjoy the flexibility for free.
4. How do I use them to book my shoot?
It’s simple:

1. Choose your photography package and we’ll send you a booking link.

2. At checkout, select Klarna or Clearpay as your payment method.

3. You’ll get an instant decision (it takes seconds) and your booking is secured!
5. Will this affect my credit score?
Both providers perform a "soft" credit check to see if you're eligible. This does not impact your credit score and isn't visible to other lenders. Note: Missing payments can affect your ability to use the services in the future.
6. Can I still reschedule my shoot if I use these?
Yes! Using a payment plan doesn't change our relationship. Our standard rescheduling and cancellation policies remain the same. If a refund is required, it is processed back through the provider to your original card.
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